What just happened? Read on, retail warrior.
Things are about to get awesome. Get the Target Cartwheel app. Show your app to the cashier, and that too-cute Threshold pillow could be 15 percent off. You can also use it to schedule home deliveries and in-store pickups although spending hours browsing the aisles is part of the fun, right?
Le dream, all on your phone. Psst, the REDCard is totally worth it.
If you shop at Target all the damn time, sign up for the REDcard , which is available as a credit or debit card. Both options will net you 5 percent off every purchase in-store and online, free two-day shipping, and extended returns for 30 extra days IRL and online.
Yeah, let that sink in. Oh, and that 5 percent discount also applies to third-party gift cards sold by Target, like Disney and iTunes, meaning you could essentially save 5 percent on that Disney World vacation.
But, hard-core PSA: The interest rate on the REDcard is high much like other store-affiliated credit cards , currently around 25 percent yikes! The general return policy you can refund or exchange new and unopened items within 90 days is pretty typical, but guys, you can also swap stuff without a receipt.
That means you can sometimes trade in stuff you did not buy at Target—but they sell there anyway—in exchange for a store gift card.
Another little-known fact: Target store-brand items, like the popular Opalhouse home line or Joy Lab workout gear, can be returned within a year.
Wild times over at Tar-jay. Need Target shopping inspo?